Spring is a season all about starting over. And for almost everyone, spring is synonymous with cleaning. This spring, add financial cleaning to your to-do list to give yourself peace of mind and a clean(ish) slate. 

1. Decide which financial statements you need to keep.

This will help you with your spring cleaning too! You probably don't need your bank statements from when you were 15, but you probably do need last year's tax forms-just in case. Be sure to properly and securely dispose of sensitive information. Here's a more comprehensive guide on what you should and shouldn't keep.

2. Take a hard look at your debt. 

You might have student loans. You might even have a car payment. It's easy to put credit cards on auto pay and just pay the minimum each month. At some point, though, you have to sit down and take a long, hard look at your debt and decide what you're going to do about it. Don't get stuck in a cycle of never ending debt. Give yourself some relief! 

3. Examine how you spend money.

You probably don't feel guilty when you swipe your debit card. And to be fair, you probably shouldn't. You work for your money and can spend it how you want. It is, however, unreasonable to spend more than $100 per month on morning coffee when you claim you can't save for retirement. #TruthBomb

4. Reevaluate your budget.

If you're spending a lot on one thing, it's because you value that item more than others. It's okay to reallocate your spending so long as you truly reallocate it and not just spend twice as much.

5. Switch to a credit union.

Credit unions want to see you succeed. Even if you don't want to switch checking locations, seriously consider refinaning your auto loan or transferring your credit card balance to a credit union. Saving $8 per month on your checking and savings account is wonderful, but refinancing loans at what could be a lower intereste rate can save you hundreds - if not thousands - over the course of your loan.

If you plan to clean up your finances, don't hesitate to reach out to your local credit union for advice on starting the process. Or, check out one of our free courses, which will give you the knowledge you need to make a clean sweep of your finances. 

Photo credit iStock