"Star Wars: The Force Awakens" is the highest-grossing film of all time in the U.S., but whether you're a loyal fan of the series or couldn't care less, there are some relevant messages in these classic films.
In honor of the most recent entry in the pop culture phenomenon, here are the 10 best "Star Wars" quotes to keep in mind if you want to progress from a broke Padawan to a financial Jedi.
Sometimes, you need a little tough love when it comes to paying down debt or saving move. Using the word "try" gives you an out to betray your goals. You may set a goal to spend less money this month, or to finally start saving for retirement, but when we fail at our attempts, we make ourselves feel better by saying, "Oh well, I tried!" Don't do that. Instead, just do it. Stick to a master plan and reap the rewards.
We all have friends who are seemingly in a better place financially than we are. Some are just nicer about it than others. While we do envy our peers lucky enough to have graduated with a nice car and without student loans, most of us know that isn't the reality. Our financially (more) stable friends should be encouraging, not smug, about their fortunate situation.
Let us finish our thoughts on that last quote. Even if you are fortunate enough to start your professional life debt-free, it doesn't mean you're just lucky and will have it easy from here on out. Managing your money is both a science and an art, and anyone can experience an unavoiable calamity. Thoughtful planning is the only way to make sure those unlucky situations aren't as bad as they could be.
Your Facebook friend selling the latest pyramid scheme product, the "Hair Straightener Guy" at the mall, big banks with fees and high interest credit cards, shady LinkedIn requests from sales representatives--they're all a trap to take your money! Relationships are important, and when it comes to your money, you should only do business with people and products you trust. You might get burned a few times, but it's important to learn from every encounter. (Except when it comes to your weird Facebook friends. Just don't even go there.)
When you reach a big milestone, like being able to afford an extra car payment or moving out, celebrate for a moment, but take time to reflect on the journey it took to get there. Don't become one of those anti-Jedis who look down on friends who aren't in the same place. Everyone measures success in different ways, and it's important to always remember that.
You have to break money habits that get you in trouble. Even if you've always done things a certain way, it's time to learn new habits. You'll be so much happier that way.
Likewise, remember that just because you're not in the same place as someone else doesn't mean you're a failure. We all have to learn money lessons the hard way, so be nice to yourself when you make a mistake.
Set your SMART (Specific, Measurable, Achievable, Realistic and Timely) goals and stick to it like your life depends on it. Because in all reality, your life and future self does depend on your habits. Make cuts in your budget that are costing you big time and vow to never go back again.
A big salary does not equal financial stability. A meager salary does not mean you're barely scraping by either. Have you ever heard of millionaires going bankrupt? Poor money management skills have nothing to do with the size of your salary and everything to do with your spending habits and other factors.
And lastly, you need backup! If you don't know where to start, try a credit union. Not only are credit unions a smarter choice than other financial institutions, but they also have the tools to ethically help you get you where you need to be. Establish a relationship so you can go forth confidently!
What would you add to this list? We'd love to hear your favorite quotes. Tweet us @MoneyMix.
Photo copyright Lucasilm