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  • Why It's Time to Join a Credit Union

    Why It's Time to Join a Credit Union

    Since the beginning of the modern age, people have mistrusted banks. That trust certainly hasn't strengthened much since then. Credit unions, on the other hand, have a "member first" mindset that helps keep policies and operations in line with credit union values.
    If you're looking for a sign to join a credit union, this…
  • Staying Connected During Covid-19

    Staying Connected During Covid-19

    Social Distancing has become a reality during this very strange time in our lives. Many of us are concerned with health, family, jobs, finances, and when we will get back to “normal” life. As with any uncertain time, being with your friends and family members always makes it easier. Although social distancing makes socializing a…
  • Simple Interest vs. Compound Interest

    Simple Interest vs. Compound Interest

    It is our duty to become as knowledgeable as possible about our money and the decisions we make that revolve around it. Whether we are borrowing money or having our money sit in an account, it is important to understand how interest works to ensure we make the best decisions. Simple interest and compound interest…
  • Minimum Payments: Hurray or No Way?

    Minimum Payments: Hurray or No Way?

    What Is a Minimum Payment?
    The minimum payment is the least amount you are required to pay to keep your credit card account in good standing with the creditor. It is calculated monthly based on your balance at the end of each billing cycle. Commonly only 1-3% of the statement balance is the minimum…
  • Choosing the Right Credit Card

    Choosing the Right Credit Card

    1. Know Your Credit Score
    Knowing your credit score can help you apply for cards that fit your credit profile. The better your score, the greater your chance of being approved for cards with better perks.
    There are three ways to check your score:

    The three major credit bureaus (
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