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  • Applying for Your First Loan? Here's What They're Looking For

    Applying for Your First Loan? Here's What They're Looking For

    So, you are ready to apply for your first loan. I could wax poetic on things to keep in mind as you enter the world of using credit. Instead, I’m going to focus on tips to help you rock that first loan application.
    As you can probably imagine, different financial institutions (banks and credit…
  • How I Saved $200 With "Deregulated Energy"

    How I Saved $200 With "Deregulated Energy"

    Are you using energy deregulation to your advantage?
    Wait! Did I lose you after energy deregulation? No worries, I was in the same boat until recently. I did some digging and found that I could be saving even more money on energy because the state where I live is deregulated.

    "Deregulated…
  • How to Budget for Housing on a Recent Grad's Income

    How to Budget for Housing on a Recent Grad's Income

    Depending on your salary, debt-to-income ratio and the cost of living in your city, your housing options likely fall somewhere between "five roommates in a studio apartment" and "penthouse with a view."

    That last one may be a bit of an exaggeration, but the first one unfortunately is the reality for many today.…
  • The Pros and Cons of Dealership Car-Care Programs

    The Pros and Cons of Dealership Car-Care Programs

    If you have recently cruised to your friendly neighborhood car dealer, whether for a purchase or some basic maintenance, you have probably been offered some form of a car care club membership.
    Prepaid maintenance plans (PPM’s) definitely aren’t for everyone (full disclosure: I have one and enjoy it) so before you commit, you should…
  • The FAFSA Is Easy (Seriously!): Advice from a Seasoned Graduate

    The FAFSA Is Easy (Seriously!): Advice from a Seasoned Graduate

    The worst part of being a college student, besides dining hall food and always being broke, is financial aid.
    There's truly nothing that will get you down in the dumps more than coming up with thousands of dollars for your education. What's slightly less awful, but still kind of horrible, is filing the free…
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