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  • How to Begin Establishing Credit

    How to Begin Establishing Credit

    To build your credit, you must find ways to prove how trustworthy you are when it comes to borrowing money and repaying it as agreed. As you do business with different creditors, many of them will report to three credit bureaus — Experian, TransUnion, and Equifax. These credit bureaus review your accounts to determine…
  • 5 Tips for a Budget-Friendly Thanksgiving

    5 Tips for a Budget-Friendly Thanksgiving

    College football, pumpkin spice everything and the cool, crisp air can only mean one thing. Thanksgiving is right around the corner! I love Thanksgiving, especially the part when I get to spend time with my family and friends. What I dislike is the toll it takes on my wallet!
    Here are 5 tips to…
  • Create a Sinking Fund to Reach Your Savings Goal

    Create a Sinking Fund to Reach Your Savings Goal

    What Is a Sinking fund?
    A sinking fund is money that you set aside for a specific purpose. You can set up a sinking fund for absolutely anything, no matter how large or small it may be. It is most useful in situations when you have a specific amount in mind to spend by…
  • No Need to Keep Up with the Joneses

    No Need to Keep Up with the Joneses

    Take a ride through time with me, to a time when Facebook, Twitter, and Instagram didn’t exist. When the closest thing to social media was a telegram, telephone switchboard, or gossip at the local grocery store. Did you just transport into a Leave it To Beaver episode? That was a time in history when the…
  • Pros and Cons of Cellphone Insurance

    Pros and Cons of Cellphone Insurance

    The average cost of a smartphone nowadays seems to cost as much as a rent payment, with the newest iPhone costing nearly $1,000. Since replacing a smartphone is not cheap, I can see how insurance can be appealing. For some people, there is still a debate about whether you actually need insurance or if it’s…
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